Invest Well

When we invest well, we can grow and increase the value of
our money over time.

How Investments Grow in Value

The investment’s value goes up.
With a stock, you can also earn dividends, which are payments you receive from the company for owning the stock.
A strong economy helps an investment grow.

How Investing Helps You Meet Your Financial Goals

Your money will grow faster.
You’re earning money while you’re saving money.

The Rule of 72

The Rule of 72 is a math equation that helps you figure out how long it will take to double your money with a certain interest rate. Divide 72 by the annual interest rate. The answer is the number of years it will take to double your money.

Interest Rate

An annual fee for borrowing money set by the lender, such as a bank.

Stocks, Bonds and Mutual Funds

A stock is an ownership in a company in terms of shares.
A bond is a certificate you receive for lending a business or government money. Over time,
that business will pay you back with interest.
A mutual fund is a mix of different investment funds.

Diversify Your Portfolio

Put money in a number of different types of investments to earn the most money while reducing risk. This is called diversification.

Money Topics for Parents:

12 Key Financial Topics to Cover With Your Children and Teens.

Talk Well:

When we talk at home about money in
honest and caring ways, we're better prepared to help children and teens make better money choices.

Borrow Well:

Sometimes you need money when you don't have it. Maybe your child or teen wants to borrow money to buy a gadget at an electronics store. Find out the pros and cons of borrowing.

Budget Well:

Your child or teen may want to attend an arena concert. Understanding budgets helps us and our kids make better decisions about money.

Dream Well:

We get closer to our dreams for the future—and so do our kids—when we set financial goals. Attending a university is a dream for many of our children.

Earn Well:

Getting paid for our work gives us a sense of accomplishment. Working in a place like a restaurant can do the same for our children and teens.

Give Well:

When we give thoughtfully, we help causes and charities that the entire family cares about.

Invest Well:

When we invest well, we can increase our wealth over time. Investment traders and
other people with knowledge can help with
this process.

Live Well:

Whether our kids are at home or in the park, we’re aware of what they need to succeed with their money and all aspects of their lives.

Protect Well:

By protecting our kids and ourselves–even while driving a car–we can create a financial safety net during tough times.

Save Well:

When we save well, we are more likely to reach our financial goals like taking a vacation or buying a house. Having a bank account can help with saving.

Spend Well:

When we make thoughtful choices while at the mall about how we spend money, we become better consumers.

Move Forward Well:

Before and after high school, the more our kids know about money, the better decisions we can all make to move forward.